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NPCL Mutual Insurance Company
205 10th Avenue NE
New Prague, MN 56071

Phone: 952-758-5964
Fax: 952-758-6958

  Office Hours
Monday - Friday: 8:00 AM - 4:30 PM
Coverage Area (Click to Enlarge)
NPCL Mutual Coverage Area - Minnesota County Map

NPCL Mutual Insurance Company has an ever-growing history dating back to 1882. Starting out as three separate Mutual Insurance companies, we’ve come together to provide only the best to our policyholders.

The Original Companies

  • New Prague Mutual - founded 1882
  • Louisville Mutual - founded 1885
  • Ceska Mutual - founded 1890

Merger Timeline

  • 1991 - Ceska and Louisville merged to form Ceska-Louisville Mutual
  • 2001 - New Prague and Ceska-Louisville merged to form New Prague-Ceska-Louisville Mutual Insurance Company

Even as mergers have taken place, our goal has always been and remains to be providing quality and competitive insurance services and products that meet the ever expanding needs of our current and future policyholders. Today we operate as NPCL Mutual Insurance Company and remain based out of New Prague, Minnesota.

Board of Directors

(Pictured left to right): Ken Malecha (Treasurer), Angela Sticha (Administrative Assistant), Carol Jean Bauer (Secretary), Carol Weiers (Manager), Roger Smisek (Vice President and Solid Fuel Inspector), Dan Schmidt, Dick Coleman (President), Terry Maas and Charlie Sticha.

NPCL Office Staff

(Pictured from left to right): Angela Sticha (Administrative Assistant) and Carol Weiers (Manager)

2022 Annual Meeting

2022 Annual Meeting 2022 Annual Meeting 2022 Annual Meeting 2022 Annual Meeting 2022 Annual Meeting 2022 Annual Meeting

2022 NPCL Scholarship Recipients

  • Hunter Pomije (New Prague High School)
  • Margaret Malecha (Northfield High School)

Carol Weiers (Manager) presented Hunter Pomije (New Prague High School) with a $500 scholarship award and Margaret Malecha (Northfield High School) with a $500 scholarship award.

NPCL would like to congratulate our 2022 winners Hunter Pomije & Margaret Malecha! Good luck to you in your future endeavors!

Hunter Pomije
(New Prague High School)

Margaret Malecha
(Northfield High School)

An Ever Growing History

Before the mergers, before the company name additions and before the technology explosion of the Internet and cell phones, we operated solely as New Prague Mutual Insurance. Established in 1882, New Prague Mutual arose with the farming community to meet the growing needs of farmers who weren’t able to acquire insurance coverage elsewhere. Back then, big city insurance companies were not knowledgeable about farming and rural Minnesota. These companies were reluctant to insure an industry that was merely developing, filled with risk, and far from their home offices. At that time, to meet their needs, area farmers banded together to develop their own insurance companies and the township mutual insurance company was born.

New Prague Mutual has expanded over the years, adding insurance products, merging with other mutuals and extending our service area to include 11 counties. Currently we insure just as many homes in the surrounding communities as farms, including town homes, single-family homes, businesses, hobby farms and of course fully operational farms.

Even today, over 135 years after our founding in 1882, we are still member owned. NPCL Mutual Insurance Company is governed by a member-elected Board of Directors who select Officers and employ a Manager to maintain the day-to-day operation of the company. We continue to grow our business by offering clients a hometown spirit accompanied with custom services that are uneasily matched by the large national insurance providers.

Our agents are your neighbors and friends. Our office is just down the street, not located in a suite of offices out of state. And our insurance products are developed and targeted to meet the needs of rural Minnesota.

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